High Risk Merchants

The following businesses are considered to be of a high risk nature, and are thus not covered by our Merchant Protection Program.

  • 3rd party payment, commissions and referral payments
  • Adult/pornographic content, services and products
  • Aggregators
  • Airtime, phone cards or PIN, VoIP, SMS, SMS credits, WiFi access or subscription, ring tone, mobile content and any telecommunication products
  • Alcoholic Beverages
  • Animal and Wildlife Products
  • Artifacts, Grave-Related, and Native American Crafts
  • Authenticity Disclaimers
  • Autographed Items
  • Automobiles
  • Bootleg Recordings
  • Contracts and Tickets
  • Counterfeit Items
  • Credit Cards
  • Credit Card Protection, Credit Repair Services, Applications for¬†Financial Services or Loans, Collection Services
  • Dating Service
  • Degrees or Diplomas
  • E-Mail Advertising, Opt-In or Any Commercial Messaging Services *
  • Faces, Names, and Signatures
  • Firearms, Ammunition, Replicas, Militaria, Weapons and Knives
  • Fireworks
  • Food
  • Gambling, lotteries, raffles, sports betting, forecasting or odds making
  • Get Rich Quick Programs & Schemes
  • Government identification, uniforms and Licenses
  • Hazardous and Restricted Items
  • Human Parts and Remains
  • Illegal Drugs & Paraphernalia
  • Importation of Goods
  • Lock-Picking Devices
  • Lottery Tickets
  • Mailing Lists and Personal Information
  • Malls
  • Mod Chips
  • Money Service Businesses *
  • Multi-level Marketing, Pyramid and Matrix Programs, Reverse Funnel Systems *
  • Get-Paid-for-Surveys, Home Mailing, Secret Shopper Services*
  • Narcotics, controlled substances and steroids
  • OEM Software
  • Offensive Material
  • Phone Chat Lines
  • Photos without permission or knowledge
  • Pixel Advertising
  • Police-Related Items
  • Precious stones, gems, gold, platinum, silver and minerals
  • Pre-Selling Products
  • Prescription Drugs and Devices
  • Promotional Items
  • Psychic Readings
  • Real Estate
  • Replica and Brand Name “Knock Off” Products
  • Recalled Items
  • Satellite and Cable TV Descramblers
  • Services Using Credit Card Transactions as Deposits or Credits
  • Slot Machines
  • Stocks, Bonds, Securities, and Related Certificates
  • Stolen Property
  • Stored Value Cards
  • Tobacco
  • Travel and Booking Services (hotel owners are acceptable)
  • Unauthorised Copies, copyright violations, plagiarised material
  • Used Airbags
  • Warranties