High-Risk Merchants

The following businesses are considered to be of a high-risk nature and are thus not covered by our Merchant Protection Program.

3rd party payment, commissions and referral payments
Adult/pornographic content, services and products
Airtime, phone cards or PIN, VoIP, SMS, SMS credits, WiFi access or subscription, ring tone, mobile content and any telecommunication products
Animal and Wildlife Products
Artifacts, Grave-Related, and Native American Crafts
Authenticity Disclaimers
Autographed Items
Automobiles
Bootleg Recordings
Counterfeit Items
Credit Cards
Credit Card Protection, Credit Repair Services, Applications for Financial Services or Loans, Collection Services
Degrees or Diplomas
E-Mail Advertising, Opt-In or Any Commercial Messaging Services *
Faces, Names, and Signatures
Firearms, Ammunition, Replicas, Militaria, Weapons and Knives
Get Rich Quick Programs & Schemes
Government identification, uniforms and Licenses
Hazardous and Restricted Items
Human Parts and Remains
Illegal Drugs & Paraphernalia
Importation of Goods
Lock-Picking Devices
Mailing Lists and Personal Information
Mod Chips

Money Service Businesses *
Certain Multi-level Marketing, Pyramid and Matrix Programs, Reverse Funnel Systems *
Get-Paid-for-Surveys, Home Mailing, Secret Shopper Services*
Narcotics, controlled substances and steroids
OEM Software
Offensive Material
Phone Chat Lines
Photos without permission or knowledge
Pixel Advertising
Police-Related Items
Precious stones, gems, gold, platinum, silver and minerals
Pre-Selling Products
Prescription Drugs and Devices
Certain Promotional Items
Psychic Readings
Replica and Brand Name “Knock Off” Products
Recalled Items
Satellite and Cable TV Descramblers
Services Using Credit Card Transactions as Deposits or Credits
Slot Machines
Stocks, Bonds, Securities, and Related Certificates
Stolen Property
Stored Value Cards
Unauthorised Copies, copyright violations, plagiarised material
Used Airbags
Warranties