Make online payments without a credit card

SID Instant EFT is a secure payment method that allows you to make quick online payments without a credit card.
Easy Payment Quick & easy payment on any device
Pay via Internet Banking Pay directly from your bank account

No Waiting No waiting for funds to clear

SID Celebrating 10 Years

Why Pay With SID?

NO CREDIT CARD NEEDED

NO CREDIT CARD NEEDED

With SID, you can make online payments without a credit card, so there’s no need to draw on credit when shopping online.

NO SHOPPER SIGN-UP REQUIRED

NO SHOPPER SIGN-UP REQUIRED

You don’t have to sign up in order to pay with SID. Simply select SID as your payment method on any website displaying the SID logo.

BANK-LEVEL PAYMENT SECURITY

BANK-LEVEL PAYMENT SECURITY

When completing a SID payment, your usual internet banking security protects you throughout the transaction.

FREE FOR SHOPPERS TO USE

FREE FOR SHOPPERS TO USE

You will not be charged an additional fee when paying with SID. Only the merchant is charged a small transaction fee.

PAY FROM PC OR MOBILE DEVICE

PAY FROM PC OR MOBILE DEVICE

SID is fully compatible with all devices, so you can conveniently pay using your phone, tablet, PC or Mac.

EASY PAYMENT PROCESS

EASY PAYMENT PROCESS

SID pre-populates the transaction details on your once-off payment page, making payment quick and easy.

REAL-TIME CONFIRMATION

REAL-TIME CONFIRMATION

The merchant receives instant confirmation of your payment, so your order can be dispatched immediately.

100% TRUSTED AND CERTIFIED

100% TRUSTED AND CERTIFIED

SID is independently monitored and verified by leading privacy & security specialists, for your protection and peace of mind.

How to Make a SID Payment

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SELECT YOUR BANK

SELECT YOUR BANK

After selecting the SID payment option on the Merchant's checkout page, you'll be prompted to select your bank.

INTERNET BANKING LOGIN

INTERNET BANKING LOGIN

You're then prompted to log in to your Internet Banking.

SELECT ACCOUNT

SELECT ACCOUNT

Select the bank account you wish to pay from (if you have more than one account linked to your Internet Banking profile).

ENTER OTP

ENTER OTP

To complete the payment, enter the One-time PIN received from your bank. (Or respond to a push SMS received from your bank.)

SID PAYMENT COMPLETE

SID PAYMENT COMPLETE

Upon completing the payment, SID directs you directly back to the Merchant's website where an order/booking confirmation can be issued immediately.

Testimonials

  • The solution was perfectly laid out and I was able to complete my payment. The response was quick. Thank you for the high-quality support.

    ONLINE SHOPPER payCity
  • “Customer service was excellent. The representative that dealt with my query was fast and efficient, resolving my issue quickly.”

    ONLINE SHOPPER Shelflife
  • The commitment shown by the consultant and technical assistance I received to process my SID payment was outstanding

    ONLINE SHOPPER Mango Airline

Where Can I Pay With SID?

Select the SID payment method on any website displaying the SID Instant EFT logo. SID is available on hundreds of South African e-commerce websites. These are just a few of our valued merchants.

Need Help With Your Payment?